Trampolining safety: Insurance tips & more

by Qinjiang Beal 04/28/2024

Image text:Trampolining safety

A trampoline is a fun addition to any home, but trampolining safety is extremely important. Trampoline injuries are common and can be serious. Luckily, you can still enjoy bouncing in your own backyard with the right safety precautions.

Here is some more important info about having a trampoline at home:

Do trampolines raise your homeowners insurance?

Statistically, a trampoline in your property means an increased risk of somebody being injured. Therefore, your insurance company may increase your premium to cover for the extra liability.

Taking the right trampoline safety precautions such as including an adequate safety net might help mitigate this extra cost. Make sure you place your trampoline on energy absorbing ground instead of a hard surface like a patio.

Other precautions like adding safety pads and always having adult supervision for small children are recommended. Avoid allowing more than one person trampoline jumping at a time, as multiple bodies increases your chance of injury.

What insurance types cover trampolines?

Some homeowners insurance policies have exclusions for trampolines due to the extra liability from possible trampoline injuries. However, you can get additional liability coverage through an umbrella policy. An umbrella policy can provide additional liability coverage for common risks and give you better peace of mind.

Infographic: Trampolining safety

Jumping on a trampoline can be a fun and exhilarating activity, but it comes with many risks. Always establish and enforce trampoline safety rules and practice good safety habits like avoiding unsupervised access. With a trampoline safety net and enough cushioning material, you can enjoy the thrill of bouncing and stay safe at the same time.

About the Author
Author

Qinjiang Beal

Jane’s knowledge, experience and skill set are uniquely suited to assisting her clients to either acquire or sell real estate. She brings to the table the real estate acumen, enthusiasm, cultural sensitivity, and a personal dedication to the individual needs of each of those she represents.
From Hangzhou - the Silicon Valley of China, her international business background and MBA education have built a solid foundation in her keen business acumen. Ability to communicate in three languages - English, Chinese Mandarin and Japanese, further allow her to remain on the cutting edge of the underlying theory and trends in the real estate business. Her clients get not only the available information on properties and financing, but how these trends might relate to their personal situation and decisions in the short and long term.
“My career devotion also means that I put the utmost importance upon my integrity and reputation. I care and truly treat each client’s property as if it were my own. My clients may rest assured that they will always be fully and intelligently informed, and that I will be available to them on a 24/7 basis. This has always been my primary mode of operation and I believe my clients are entitled to no less. ”  - Jane Qinjiang Beal